Finite Math vs College Algebra vs Business Math: What's Different?

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Math 111 + Math 1003 credits eachNCCRS recommended

Finite Math vs College Algebra vs Business Math: what is finite math?

No: finite math is a separate course that puts algebra to work on matrices, linear programming, sets and counting, probability and the math of finance, and Illinois asks for its algebra course, or a placement score, before Finite Mathematics. UPI Study does not offer Finite Math: College Algebra (Math 111) is the algebra course, Business Math (Math 100) covers interest, annuities and business probability, and Quantitative Analysis teaches linear programming.

College Algebra course

Math 111 · 3 credits · NCCRS

College Algebra

Equations, polynomials, functions and their graphs, exponentials, logarithms and sequences: the algebra before Pre-Calculus.

Finite Mathematics; in Texas, Math for Business & Social Sciences

Finite Math

Matrices, linear programming, sets and counting, probability and the math of finance, for business and social science majors.

Not offered at UPI Study.

Finite Math = College Algebra?
No: a different course
At Illinois it comes
After the algebra course
Credit
3 semester hours each

What you learn

Finite math topics from Georgia Tech's, Illinois's and Texas's descriptions, against the two syllabi and NCCRS's listing.

Finite Math topics not in College Algebra or Business Math

  • Matrices
  • Linear programming (in Quantitative Analysis)
  • Sets and logic
  • Markov chains

Finite Math topics in our two courses

  • Linear equations and systems: both
  • Probability: Business Math
  • Interest and annuities: Business Math
  • Compound interest models: College Algebra

College Algebra goes further into

  • Polynomial and rational functions
  • Exponential and logarithmic functions
  • Sequences and series

Side by side

Finite Math, College Algebra and Business Math, side by side
 Finite MathCollege AlgebraBusiness Math
What it isApplied math for business and social scienceAlgebra and functions: the road to calculusMath for money: percents, interest, taxes
MatricesYes (Georgia Tech, Illinois, Texas)No: systems by substitution and eliminationNo
Linear programmingYes (Georgia Tech, Texas)NoNo: it is in Quantitative Analysis
ProbabilityYesNoYes: business statistics and probability
Interest and annuitiesYes (Texas)Compound interest modelsYes: interest, annuities, investments
CreditIllinois, Texas: 3; Georgia Tech: 4 credit hours3 semester hours (NCCRS)3 semester hours (NCCRS)
Before itIllinois: MATH 112 Algebra or an ALEKS scoreHigh school Algebra I, or a placement assessmentNone listed

College Algebra has 10 chapters and 58 instructional hours; Business Math has 12 chapters. Neither has a matrices chapter; UPI Study teaches matrices in Pre-Calculus.

Which math course do you need?

Take the course your degree plan names.

College Algebra fits if

  • Your plan names College Algebra
  • You may go on to Pre-Calculus or calculus
  • You need algebra before Finite Math

Business Math fits if

  • Your plan accepts Business Math
  • You want interest, annuities and investments
  • You study business, finance or accounting

Ask your college first if

  • Your plan names Finite Math by its own number
  • It needs matrices or linear programming
  • It is a 4-credit course, like Georgia Tech's

Questions, answered

What is finite math in college?

An applied math course for business and social science majors. Georgia Tech's MATH 1711 Finite Mathematics covers “Linear equations, matrices, linear programming, sets and counting, probability and statistics.” Illinois's MATH 124 is an “Introduction to finite mathematics for students in the social sciences; introduces the student to the basic ideas of logic, set theory, probability, vectors and matrices, and Markov chains.” Texas's version, Mathematics for Business & Social Sciences, adds “mathematics of finance, including simple and compound interest and annuities”.

Is finite math the same as College Algebra?

No. College Algebra studies functions, from polynomial and rational to exponential and logarithmic, on the way to Pre-Calculus; finite math applies algebra to business and social science problems. Texas treats them as two routes into business courses: Business Statistics lists “MATH 1324 Mathematics for Business & Social Science Majors or MATH 1314 College Algebra” as its prerequisite.

Is finite math or College Algebra easier?

No catalog ranks them, but finite math builds on algebra: Illinois asks for “MATH 112 (formerly MATH 012) or an adequate ALEKS score” before MATH 124 Finite Mathematics. UPI Study's College Algebra asks for high school Algebra I or a placement assessment; it has 10 chapters and 58 instructional hours and is self-paced, so you can slow down where you need to.

What are College Algebra and Business Math worth in college credit?

College Algebra: NCCRS recommends 3 semester hours, lower division, in Math among other subjects. Business Math: NCCRS recommends 3 semester hours, lower division, in Mathematics among other subjects.

What subject areas do College Algebra and Business Math count in?

College Algebra: Math, Accounting, Business, Business Administration, Business Management, Economics, Liberal Arts, or as a General Education Elective, or as part of STEM fields. Business Math: Mathematics, Economics, International Business, Finance, Finance and Investment, Accounting, Management, Human Resources, Hospitality Management, Management Information Systems, Marketing, Education, or Health Services. Your college decides which requirement each one fills.

Which is longer, College Algebra or Business Math?

College Algebra is longer by its syllabus. College Algebra: 10 chapters and 58 instructional hours. Business Math: 12 chapters and 47.5 instructional hours. Both are self-paced, so you finish as fast or as slow as you want.

What do I need before College Algebra and Business Math?

College Algebra: Successful completion of high school elementary algebra (Algebra I) or its equivalent; or a qualifying score on the UPI Study College Algebra Placement Assessment. Business Math: none.

What are the final exams like in College Algebra and Business Math?

The format is the same in both: a final of 100 multiple-choice questions that counts for 25% of the grade.

Which textbooks do College Algebra and Business Math use?

College Algebra: Abramson, Jay, editor. College Algebra 2e. OpenStax, Rice University, 2021. Additional material for reference: Algebra and Trigonometry 2e. OpenStax, Rice University, 2021, with other references. Business Math: Cleaves, C., Hobbs, M., & Noble, J. (2023). Business Math (12th ed.). Pearson (optional), with other references.

Are College Algebra and Business Math on the ACE list?

No: neither is on the ACE list. College Algebra has an NCCRS recommendation for 3 semester hours in Math; Business Math has an NCCRS recommendation for 3 semester hours in Mathematics. Not being on the ACE list never means not recommended for credit.

What should I take after College Algebra?

Principles of Statistics. In the “One college math course” order on the Math courses page, it follows College Algebra. Your program may set its own order.

Can I use a calculator in the College Algebra final?

Yes. Calculators are allowed in math finals, and most final questions are multiple choice, so nothing needs typing. College Algebra assignments can be typed or handwritten and photographed into one PDF.

Can I take College Algebra as a standalone course?

Yes: every UPI Study course is its own enrollment, so you can take College Algebra without any other course and transfer it by itself.

Will my college accept College Algebra and Business Math?

ACE and NCCRS have over 2,100 cooperating colleges that will consider accepting credits; the final decision is with the universities. Neither is Finite Math, so ask before you enroll. NCCRS recommends each for 3 semester hours: College Algebra in Math, Business, Economics or Liberal Arts, among other areas; Business Math in Mathematics, Finance, Accounting or Management, among others. Search your school in Find My College and send your registrar the syllabus with your college's Finite Math description. It helps to name the subject: NCCRS recommends College Algebra in Math and Business Math in Mathematics.

Where these credits can go

ACE and NCCRS have over 2,100 cooperating colleges that will consider accepting credits; the final decision is with the universities.

  • Thomas Edison State University (TESU) logo
  • University of the People logo
  • Strayer University logo
  • Post University logo
  • Charter Oak State College logo
  • Indiana Tech logo
  • Columbia Southern University logo
  • University of Arkansas Grantham logo
  • American College of Education logo
  • Nexford University logo
  • Newlane University logo
  • Pathways College logo
  • Dunlap-Stone University logo
  • Woodmont College logo
  • University of Management and Technology (UMT) logo
  • Crestpoint University logo
  • Maestro University (formerly Bottega University) logo
  • Gracelyn University logo
  • EC-Council University logo

Plus many more partner colleges and ACE and NCCRS cooperating colleges.

Find My College →

Keep exploring

Check your college first

ACE and NCCRS have over 2,100 cooperating colleges that will consider accepting credits; the final decision is with the universities.

Sources (8)

UPI Study facts are from our course catalog, syllabi and course rules.