Direct Equivalent vs Elective Credit: What It Means

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Direct equivalentElective creditYour college decides

Direct course equivalent vs elective credit: what “transfers as an elective” means

A direct equivalent means your college matched the course to one of its own, so it meets the same requirements; elective credit means there is no match, so the credits count toward your degree's total. Electives come in two kinds: at SUNY Oneonta a department elective “MAY, however, fulfill major and/or general education requirements”, while a general elective counts toward the total only. Your college decides course by course, and at Oneonta electives can be re-evaluated for possible equivalencies once you are accepted.

A matched course

Direct equivalent

SUNY Oneonta: “essentially, the same as a course offered at SUNY Oneonta, and fulfills the same major and/or general education requirement(s).”

Meets the same requirement

No exact match

Elective credit

Counts toward your degree's total. A department elective, such as PSYC 10E at Oneonta, may still meet a requirement; a general elective (ELEC 10E) does not.

Counts toward the total

Direct equivalent
Meets that course's requirement
Department elective
May meet major or gen ed
General elective
Counts toward the total only

Courses to look up in your college's guide

Side by side

Three ways a course can arrive, in the colleges' own words
 Direct equivalentDepartment electiveGeneral elective
Matches one of the college's coursesYesNoNo
SUNY Oneonta's codeThe course's own numberPSYC 10EELEC 10E
South Carolina's codeThe course's own numberANTH 003T, a 300-level electiveUNEL or UELC
How U. of Maine at Augusta files ACEA specific course, if it alignsProgram elective creditGeneral elective credit
Meets a major or gen ed requirementYesIt mayNo
Counts toward total creditsYes

Each college writes its own codes and makes its own matches. Where UPI Study has a partner college, that college's chart lists how each course counts; everywhere else, your college decides when it reviews your transcript. Every UPI Study course is self-paced and online.

What to ask your college

You need a specific course

  • Ask for a direct equivalent before you enroll
  • Share the course's syllabus: every UPI Study syllabus is online
  • Check your college's equivalency guide

Elective credit is enough

  • You need credits toward the total or free electives
  • A department elective may still meet a requirement
  • Ask whether electives can be re-evaluated later

Questions, answered

What does it mean when a course transfers as elective credit?

Your college found no exact match among its own courses, but the credits still count. At SUNY Oneonta a general elective's credits “apply toward the total number of credits required for graduation, but will not satisfy major or general education requirements.” A department elective, by contrast, “MAY, however, fulfill major and/or general education requirements.”

Is elective credit worse than a direct equivalent?

Not always. It still counts toward your degree's total. It matters when your degree needs that specific course, such as a prerequisite or a named major course: then you want a direct equivalent, or a department elective your program agrees meets the requirement.

Do ACE and NCCRS courses transfer as electives?

Sometimes. NCCRS: “In some cases, transfer credit requests are accepted as electives.” The University of Maine at Augusta designates ACE credit as general elective credit, program elective credit, or credit “for a specific course if the ACE recommendation aligns with an existing course.”

What does a code like ELEC 10E or ANTH 003T mean?

It marks an elective. At SUNY Oneonta, ELEC 10E is a general elective and PSYC 10E an elective within the psychology department. At the University of South Carolina, “If a course is coming in as elective credit, you will see an equivalent of 00XT where x = a number to indicate the level.” So ANTH 003T counts as a 300-level anthropology elective.

Can an elective become a direct equivalent later?

At some colleges, yes. SUNY Oneonta: once you are accepted, “it is possible to have electives re-evaluated by the relevant department(s) for possible equivalencies.”

Why would a course come in as an elective?

Often because no one has matched it yet, or because the college teaches nothing like it. SUNY Oneonta: “If a course is not listed, it has not been previously evaluated, and will likely transfer in as an elective until it has been reviewed by the appropriate department.” The University of Maine at Augusta gives general elective credit for subjects with no comparable discipline there.

Does elective credit keep its course level?

At the colleges quoted here, yes. South Carolina's code carries the level (ANTH 003T is a 300-level elective), and the University of Maine at Augusta: “Credit will be awarded at the ACE recommended level (1xx or 3xx).”

How do I ask for a direct equivalent?

NCCRS's advice: “meet with an academic advisor and ask them to review your transcript”. Bring the course's syllabus. At San José State, the decision is “based on whether the learning meets the corresponding SJSU course’s learning outcomes”.

Will my college count UPI Study courses as equivalents or electives?

ACE and NCCRS have over 2,100 cooperating colleges that will consider accepting credits; the final decision is with the universities. Search your school in Find My College and ask the registrar whether each course would be a direct equivalent or an elective.

Where these credits can go

ACE and NCCRS have over 2,100 cooperating colleges that will consider accepting credits; the final decision is with the universities.

  • Thomas Edison State University (TESU) logo
  • University of the People logo
  • Strayer University logo
  • Post University logo
  • Charter Oak State College logo
  • Indiana Tech logo
  • Columbia Southern University logo
  • University of Arkansas Grantham logo
  • American College of Education logo
  • Nexford University logo
  • Newlane University logo
  • Pathways College logo
  • Dunlap-Stone University logo
  • Woodmont College logo
  • University of Management and Technology (UMT) logo
  • Crestpoint University logo
  • Maestro University (formerly Bottega University) logo
  • Gracelyn University logo
  • EC-Council University logo

Plus many more partner colleges and ACE and NCCRS cooperating colleges.

Find My College →

Keep exploring

Check your college first

ACE and NCCRS have over 2,100 cooperating colleges that will consider accepting credits; the final decision is with the universities.

Sources (6)

UPI Study facts are from our course catalog, syllabi and course rules.