Approved vendor · LEARNS Education Freedom Account · ClassWallet

Use Arkansas's LEARNS Education Freedom Account for
College Credit Courses.

UPI Study is an approved vendor for Arkansas's LEARNS Education Freedom Account. Pay for UPI Study's self-paced college courses from your EFA: one $250 payment covers every current course.

✓ Approved vendor in Arkansas✓ One $250 payment, every current course✓ Pay through ClassWallet✓ No deadlines · No schedules✓ Transcript $20 when ready
Download your invoice ↓Sign in to ClassWallet →
$250One payment, every course
1Business day after payment
0Deadlines
$20Transcript, when ready
🏛 Approved vendor: LEARNS Education Freedom Account
💳 Pay through ClassWallet
🏛 NCCRS credit recommendations
🎓 Dual enrollment at home
⏸ No deadlines
📄 Transcript $20
How to pay

Two Ways to Pay
in ClassWallet.

Use whichever is easier for you. Both are one $250 payment from your account, and both cover every current course.

Option 1

Find UPI Study in the ClassWallet Marketplace

If UPI Study is listed for LEARNS Education Freedom Account
  1. Sign in to ClassWallet for LEARNS Education Freedom Account.
  2. Search the marketplace for "UPI Study".
  3. Buy the $250 college course program.
  4. When ClassWallet pays, we enroll your child within one business day.
Sign in to ClassWallet →
Option 2

Download Your Invoice

If UPI Study is not listed, or you prefer an invoice
  1. Fill in the short form below: parent, student, email.
  2. Your $250 invoice downloads straight away as a PDF.
  3. Upload it in ClassWallet to request payment to UPI Study.
  4. When ClassWallet pays, we enroll your child within one business day.
Go to the invoice form ↓

Download Your ClassWallet Invoice

If UPI Study is not showing in your ClassWallet marketplace, fill in this form and your invoice downloads straight away as a PDF. Upload it in ClassWallet to request payment to UPI Study. It is for one $250 payment that covers every current UPI Study course.

Type it exactly as ClassWallet shows it, so the payment matches your child.

Every current course, one payment. The invoice uses the same wording for every state.
Your invoice is made from the details above and downloads to your device as a PDF. We keep a copy so we can match ClassWallet's payment to your child.
Program price
$250
One payment from your account covers every current UPI Study course, self-paced, with lifetime access.
What this covers
  • Every current UPI Study college course
  • NCCRS credit recommendations on every course, ACE on 22
  • Self-paced, with no deadlines
  • An official transcript later for $20, when your child is ready
After you upload it
When ClassWallet pays UPI Study, we enroll your child within one business day. Questions? Email team@upistudy.com.
At a glance

LEARNS Education Freedom Account:
The Facts.

From official sources, checked on 8 October 2026.

ProgramLEARNS Education Freedom Account (Arkansas)
Run byArkansas Department of Education, Office of School Choice and Parent Empowerment; payments through ClassWallet
Who qualifiesOpen to every Arkansas student. Homeschool families file the annual Notice of Intent to homeschool.
Yearly amountAbout $6,856 per student in 2025-26.
What it allowsArkansas law allows fees for courses and associated examinations for college credit.
CLEP exam fees are also an allowed use.
How you payClassWallet: sign in to ClassWallet
UPI Study priceOne $250 payment covers every current course.
SourcesArkansas EFA Family Handbook 2025-26
Arkansas Department of Education: Education Freedom Accounts
Facts checked on 8 October 2026.
Not in Arkansas? See UPI Study for homeschoolers (Lifetime access, $599, anywhere in the US) or another state: Utah, Wyoming, Arizona, Alabama, New Hampshire.
One course, two uses

Count It for High School.
Use It for College.

You choose the courses on your child's high-school transcript (or your cover school records them). A UPI Study course can count toward graduation now and later be sent to a college for credit.

Dual enrollment, at home
No class times and no semester dates. Your child studies at home, at their own pace, alongside the rest of their homeschool week.
Counts toward graduation
You decide which courses go on the high-school transcript, or your cover school records them. Grading you can see: 25% attendance, 25% quizzes, 25% assignments, 25% a proctored final.
College credit later
Every course carries an NCCRS credit recommendation, and 22 also carry ACE credit recommendations. When your child is ready, an official transcript costs $20.
Will colleges accept the credits? ACE and NCCRS have over 2,100 cooperating colleges that will consider accepting credits; the final decision is with the universities. Ask the colleges your child is considering how they treat ACE and NCCRS credit recommendations.
Parent reviews

Real Homeschool Families.
Real Results.

What parents told us on calls, Arkansas families first.

"We used our Arkansas LEARNS EFA through ClassWallet. The custom invoice took 2 days total. My daughter finished Psychology and Biology I in junior year. Both transferred to the University of Arkansas."
Karen L.
Homeschool Parent, Fayetteville AR
Arkansas · ClassWallet
"I called the University of Utah registrar before buying — they confirmed ACE and NCCRS credits transfer. My 11th grader has now completed 6 courses. Submitting the transcript this fall. Changed our entire college plan."
Rachel J.
Homeschool Mom, Salt Lake City UT
Utah · Odyssey
"My son finished 9 courses before graduating homeschool. He entered SNHU as a Sophomore. Saved us $14,000 in first-year tuition alone. The $250 EFA purchase was the best educational investment we’ve ever made."
David P.
Homeschool Dad, Concord NH
New Hampshire · ClassWallet
"My son used Wyoming Empowerment Scholarship for BOTH the $250 college program AND the $50 SAT/ACT prep. His practice scores went up 140 points in 6 weeks. We’re buying it for our younger kids too."
Brian M.
Homeschool Dad, Casper WY
Wyoming · Odyssey
"We’ve been homeschooling 6 years and always struggled with dual enrollment scheduling. UPI Study solved it completely. My 10th and 12th grader both study independently at their own pace. Zero out-of-pocket via Utah Fits All."
Sarah T.
Homeschool Mom, Provo UT
Utah · Odyssey
"I have three homeschool kids in high school. Used our Alabama CHOOSE Act ESA for all three. Each works at their own pace on different courses. No scheduling conflicts whatsoever. This is what dual enrollment should look like."
Jennifer C.
Homeschool Mom, Huntsville AL
Alabama · ClassWallet
"My daughter finished 12 UPI Study courses before entering ASU. She entered as a Junior with 36 transfer credits — two full years of tuition saved. The courses genuinely prepared her better than most first-year students."
Tom N.
Homeschool Dad, Tempe AZ
Arizona · ClassWallet
"The transcript request was 10 minutes online. UNH reviewed it and accepted all 9 credits. My son starts this fall. We got nearly $8,000 in college credit for a $250 EFA purchase. I tell every homeschool family I know."
Angela L.
Homeschool Mom, Manchester NH
New Hampshire · ClassWallet
"Stacked UPI Study with CLEP, put everything on an Excelsior OneTranscript. My daughter has 42 college credits entering university as a Junior. Total cost: $250 EFA + $400 CLEP fees. University tuition for the same credits: $28,000."
Paul R.
Homeschool Dad, Ogden UT
Utah · Odyssey
"Used Arizona ESA through ClassWallet. The custom invoice was straightforward — UPI Study emailed it within hours. My daughter is now on her 3rd course. She loves that there are no deadlines. No stress, no pressure, just learning."
Michelle H.
Homeschool Parent, Scottsdale AZ
Arizona · ClassWallet

Shared by families on calls with our team. Each university makes its own credit decision.

FAQ

Questions Parents
Ask Us.

Plain answers about Arkansas's LEARNS Education Freedom Account and UPI Study. Something else? Email team@upistudy.com, or ask Athena, our assistant, in the corner of this page.

Can I use Arkansas's LEARNS Education Freedom Account to pay for UPI Study courses?
Yes. UPI Study is an approved vendor for Arkansas's LEARNS Education Freedom Account. Families pay through ClassWallet: one $250 payment covers every current course.
Do homeschoolers qualify?
Open to every Arkansas student. Homeschool families file the annual Notice of Intent to homeschool.
How much does Arkansas's LEARNS Education Freedom Account provide?
About $6,856 per student in 2025-26.
How do I pay?
Buy UPI Study in the ClassWallet marketplace if it is listed for your program. If it is not, download a $250 invoice on this page and upload it in ClassWallet to request payment to UPI Study.
How soon does my child get access?
Within one business day after ClassWallet pays UPI Study.
Does the invoice name my state's program?
No. The invoice describes UPI Study college course access for $250, with the same wording for every state.
Will colleges accept the credits?
ACE and NCCRS have over 2,100 cooperating colleges that will consider accepting credits; the final decision is with the universities.
Can these courses count toward high school too?
You choose the courses on your child's high-school transcript (or your cover school records them). A UPI Study course can count toward graduation now and later be sent to a college for credit.

Last updated 8 October 2026.

Start College Credit
With Your Arkansas Funds.

One $250 payment from your EFA covers every current UPI Study course. We enroll your child within one business day after ClassWallet pays.

Download your invoice ↓Sign in to ClassWallet →Talk to an advisor →